Why many homeowners are on the hook for big repair bills following Monday’s rain

Nearly 200 people are picking up the pieces around the St. Louis area after torrential rain caused sewage water to flood their homes. Many will be on the hook to pay for major repairs because they don’t have flood insurance, and they don’t live in areas you typically think would need it. Anyone is able to purchase flood insurance. FEMA sets low-risk, moderate-risk and high-risk zones.